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Budget 2025-26: A Blueprint for Viksit Bharat!
Inclusive Growth, Stronger Economy, and Future-Ready Reforms
thestock whisperers
February 01, 2025
The Union Budget 2025-26 aims to accelerate India's journey towards becoming a developed nation (Viksit Bharat) through strategic reforms, inclusive development, and enhanced capital expenditure. The budget focuses on uplifting the rural economy, empowering MSMEs, boosting private sector investments, and strengthening infrastructure and social welfare programs.
Key Highlights
Enhanced Agricultural Support: New schemes to improve seed quality, productivity, and rural prosperity.
MSME and Business Growth: Increased credit limits and special provisions for first-time entrepreneurs.
Investment in People and Economy: Expansion of education, health, and skilling initiatives.
Infrastructure Development: Major outlays for urban growth, connectivity, and power sector reforms.
Tax Reforms: Revised personal income tax slabs and compliance simplifications.
Fiscal Deficit Management: Sustainable borrowing and expenditure control to maintain economic stability.
Budget 2025-26: Stocks to Watch for Growth & Opportunity
Top Sectors & Companies Set to Benefit from India's Economic Roadmap 🚀📈
In this article, we analyze the top stocks that are likely to benefit from Budget 2025-26, highlighting key sectors and companies that could see strong growth in the coming months. Whether you are a long-term investor or a swing trader, these stocks deserve your attention as they align with India’s vision of Viksit Bharat. 🚀💹
Agricultural Reforms & Rural Development
Initiative | Details |
|---|---|
PM Dhan-Dhaanya Krishi Yojana | Covers 100 districts to benefit 1.7 crore farmers |
Aatmanirbharta in Pulses | Six-year mission focusing on Tur, Urad, and Masoor for better yields and pricing |
Makhana Board in Bihar | Supports production, processing, and marketing |
Cotton Productivity Mission | Five-year initiative to enhance sustainability and income for farmers |
Enhanced Kisan Credit Card (KCC) Loans | Loan limits increased to ₹5 lakh benefiting 7.7 crore farmers |
Empowering MSMEs & Make in India
Category | Investment Limit (₹ Cr) | Turnover Limit (₹ Cr) |
|---|---|---|
Micro Enterprises | 2.5 | 10 |
Small Enterprises | 25 | 100 |
Medium Enterprises | 125 | 500 |
Custom Credit Cards: MSMEs registered on the Udyam portal can avail credit up to ₹5 lakh.
Support for Labour-Intensive Sectors: New focus schemes for footwear, leather, and toy industries.
Food Processing Boost: Establishment of the National Institute of Food Technology in Bihar.
Infrastructure & Urban Development
Urban Challenge Fund: ₹1 lakh crore allocated for city redevelopment and sanitation.
Jal Jeevan Mission: Extended till 2028 for 100% coverage.
Maritime Development Fund: ₹25,000 crore allocated for port infrastructure.
UDAN Scheme: Regional connectivity expanded to 120 new destinations.
SWAMIH Fund-2: ₹15,000 crore allocated for housing projects.
Research, Innovation & Education
PM Research Fellowship: 10,000 fellowships for IIT and IISc students.
Atal Tinkering Labs: 50,000 labs to be set up in schools.
AI in Education: ₹500 crore allocated for artificial intelligence-based learning.
Medical Education Expansion: 10,000 new seats added, with a goal of 75,000 in five years.
Tax Reforms
Income Slab (₹ Lakh) | Tax Rate |
|---|---|
0 - 4 | Nil |
4 - 8 | 5% |
8 - 12 | 10% |
12 - 16 | 15% |
16 - 20 | 20% |
20 - 24 | 25% |
>24 | 30% |
Higher Tax Deductions for Seniors: Limit increased from ₹50,000 to ₹1 lakh.
TDS on Rent: Exemption limit raised from ₹2.4 lakh to ₹6 lakh.
Faster Tax Compliance: Updated return filing extended from 2 years to 4 years.
Fiscal Health & Deficit Management
Deficit Type | 2024-25 (RE) | 2025-26 (BE) |
|---|---|---|
Fiscal Deficit (% of GDP) | 5.8% | 5.2% |
Revenue Deficit (% of GDP) | 3.3% | 2.9% |
Primary Deficit (% of GDP) | 2.3% | 1.8% |
Government Receipts & Expenditure (₹ Lakh Crore)
Category | 2024-25 (RE) | 2025-26 (BE) |
|---|---|---|
Revenue Receipts | 30.9 | 34.2 |
Capital Receipts | 16.3 | 16.4 |
Revenue Expenditure | 37.0 | 39.4 |
Capital Expenditure | 13.2 | 15.5 |
Where the Rupee Comes From
Income Tax: 22%
Corporate Tax: 17%
GST & Other Taxes: 18%
Borrowing & Liabilities: 24%
Where the Rupee Goes
States' Share of Taxes: 22%
Interest Payments: 20%
Defence: 8%
Subsidies: 6%
Education & Health: 10%
Conclusion
Budget 2025-26 takes a balanced approach towards economic growth, welfare, and fiscal responsibility. By investing in agriculture, MSMEs, infrastructure, education, and social welfare, the government aims to create a strong foundation for Viksit Bharat🇮🇳. With streamlined tax reforms, enhanced credit access, and sector-specific support, this budget lays down a clear path for long-term prosperity.